Stellar Insurance National

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Stellar Insurance National

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Multiple PRIVATE & ACA Health Insurance options | employer g

Traditional Employer Group Benefits

Traditional Employer Group Benefits

Traditional Employer Group Benefits

PPO & HMO Options

Group Health & Group Life

All Major Carriers Available

UHC | CINGA | Aetna | HUMANA & More

Dental | Vision | Hearing

Philadelphia American Life

Traditional Employer Group Benefits

Traditional Employer Group Benefits

PPO plans in the First Health network.

Customizable

Buildable 

Dental | Vision | Hearing

SGIC and AFLAC

Traditional Employer Group Benefits

United Healthcare Golden Rule & More

PPO Plans

AFLAC Available

First Health Network

Short - Term Available


United Healthcare Golden Rule & More

United Healthcare Golden Rule & More

United Healthcare Golden Rule & More

PPO Plans

AFLAC Available

First Health Network

Short - Term Available


ALLSTATE

United Healthcare Golden Rule & More

MEDICARE ADVANTAGE

PPO 

Short - Term Medical

 AETNA | CIGNA

MEDICARE ADVANTAGE

United Healthcare Golden Rule & More

MEDICARE ADVANTAGE

PPO & HMO OPTIONS

MAPD | DSNP | CNSP

UNITED | AETNA | HUMANA

ACA | "Obamacare"

ACA | "Obamacare"

ACA | "Obamacare"

Guaranteed Issue

Mostly HMO's

UHC | Oscar | Aetna | Ambetter 

Health Insurance for Self-Employed | Business owners | Indiv

"Obamacare" / aca plans

GUARANTEED ISSUE

No matter what your health history is you can get approved regardless 

Subsidy Discount

If you fall within a certain income range for your tax household size, you may qualify for a significant discount or subsidy paid by the U.S. government ie; tax payors.

Risk to Pay Back Subsidy

You may be legally required to pay back your subsidy If you make more money for the year than you originally stated on your ACA Obamacare application. NOTE **If required to pay back, it is typical that the entire amount be required all in one lump sum. 

Mostly HMO's

99% of plans on Obamacare / ACA are HMO's or EPO's. EPO's are a type of HMO. EPO's are NOT PPO's! 

HMO's

More restricted network than PPO's. 

Need a referral from your Primary Care physician in order to see a specialist.

Typically Zero insurance benefits outside of your state of residence.

PPO's

Superior to HMO's  |  Broader network of doctors and hospitals

No need for a referral to see a specialist, make an appointment with each specialist directly.

Nationwide coverage

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